José Loya is an Assistant Professor in Urban Planning at UCLA’s Luskin School of Public Affairs. His research addresses Latino issues in urban areas by connecting ethno-racial inequality and contextual forces at the neighborhood, metropolitan, and national levels. His research discusses several topics related to stratification in homeownership, including ethno-racial, gender, and Latino disparities in mortgage access. José received his PhD. at the University of Pennsylvania in Sociology and holds a master’s degree in Statistics from the Wharton School of Business at Penn. Prior to graduate school, José worked for several years in community development and affordable housing in South Florida.